1- Go to Persons tab at the right bottom, sync the directory (Make sure you give permission beforehand to read your contact list) and add a friend from your contacts list. Click on Add friend if the contact is not in your contact list. Save it.
2- Go to Record tab and save your transaction. You can select either "I paid to" or "I owe".
3- Choose the name from the list to whom you have paid or owe.
4- Enter the amount.
5- Click on save button and voila it's done.
6- Go to dashboard screen and it will reflect the amount once the other party confirms the transaction.
7- Happy settling !!!
No. While you can use it with close friends, the system can clear your debts by passing the liability safely along transactional paths containing links/nodes you don't personally manage.
No. Settlement uses a secure ledger system structurally modeled after decentralized chains to match and cancel out fiat currency values (USD, EUR, INR, etc.), bypassing volatile crypto tokens completely.
Extremely safe. Transactions are tokenized cryptographically. Users only see the optimized final balance instructions directly affecting them, keeping your holistic spending network anonymous.
Summary of the "Safe" Flow: